Rural Development IRP Loan Program

Program Highlights
  • Up to 75% of project financing
  • Fixed rate for life of loan
  • Up to $250,000 financing available per project
Use of Funds
  • Purchase, construction, or renovate buildings for commercial or industrial use
  • Business acquisitions
  • Purchase machinery and equipment
  • Working capital
Terms
  • Up to 12 years depending on use of funds and repayment ability.
Interest Rates
  • Call for current rates.
Fees
  • Loan fee of 1.5%
Eligibility Highlights
  • Available to for‐profit businesses and some non‐profit organizations
  • Create economic development in rural areas
Eligible Counties
  • Anderson
  • Blount
  • Campbell
  • Claiborne
  • Cocke
  • Grainger
  • Greene
  • Hamblen
  • Hancock
  • Hawkins
  • Jefferson
  • Knox (rural areas only)
  • Loudon
  • Monroe
  • Morgan
  • Roane
  • Scott
  • Sevier
  • Union
Information
Forms